1. Know your charity.  Read the mission, make sure that there is a clear description of program accomplishments, and a listing of the Board of Directors. You should know that a .org in the website does not necessarily mean it’s a nonprofit organization. Also, some questionable charities use a name that closely resembles a well respected charity name. If you have any doubts about the organization, check the entity on Internal Revenue Services website and CharityWatch.com or other watchdogs.

2. Make sure that you know where your dollars will go. Ask what percentage of every dollar goes directly to program services. It should be at least 60%, which the AIP rates as a “C” organization. “A” rated organizations are spending 75% of every dollar directly on programs. Building Goodness Foundation, I found out today, spends 88 cents of every dollar on direct program services! A+++ I’d say!

Some AIP A-Rated organizations are: Action Against Hunger, American Red Cross, CARE, Doctors without Borders, Save the Children and Salvation Army. See more on CharityWatch.com.

3. Be certain that you can obtain contact information. email, phone, snail mail address. Make sure that the organization has a physical address within the US.

4. Don’t be enticed by the pathetic sob story.

5. Give safely. Only donate to charity sites that use encryption technology to scramble your personal and credit card info. You can tell it’s secure if there is an “s” after the “http” (https) that precedes the internet address.

6. Give directly. Or if the charity you want to give to does not offer online giving, go to Network for Good or JustGive. Building Goodness Foundation uses Network for Good.

7. Keep paper records. For gifts over $250, the IRS requires you obtain a receipt from the charity for tax purposes.

8. Don’t respond to spam solicitation or pressure to contribute on the spot.

9. Consider giving generously.

http://www.BuildingGoodness.org

http://www.CharityWatch.org

http://www.irs.gov/charities/

LISTEN TO THE PODCAST: http://www.wina.com/play_window.php?audioType=Episode&audioId=4328165